Government Schemes in India: The Big Picture
“Government plans” – You probably have been thrown around that phrase around a lot, right? Originally, this government has for cooking all kinds of schemes (sometimes useful, sometimes a bit of dirt) to deal with goods such as poverty, unemployment, poor health, or, you know, good schools. Idea? Suck the lives of regular people a little less, even playgrounds, and (crosses) make the country smooth. The Government Schemes List gives you a quick look at these efforts, showcasing the heart of Government Schemes in India.
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Government Schemes List: How They Break Down
It is mentioned here how these schemes usually shake:
- Welfare goods – for those who mean really help is needed: poor, women, elderly, disabled people, you get flow. Many of these fall under Government Schemes for Women, like Beti Bachao Beti Padhao, which we’ll hit up later.
- Development type – Construction roads, schools, hospitals, or farmers are giving one leg up.
- Jobs and businesses – to help people find work or start their things.
- Health and food – Ensuring that people are not leaving dead from goods that are fully prevented.
But why upset with any of it? Well, the government will have to do something with our taxes, right? Therefore, they roll out goods like MGNREGA (that rural jobs one), PMAY (cheap house), ration cards for food, and all that jazz. These are some of the big Central Government Schemes you’ll find in the PM All Schemes List. Millions of families get some support in this way – food on the table, a roof overhead, perhaps even a job if they are lucky.
Central Government Schemes: Jobs and Hustle
Employment generation? Oh yes, there is a group of skills India, startup India, and PM employment schemes – basically, “Let’s try to work all, or at least we show off.” Hospital and health? Ayushman Bharat is a big thing for free treatment, and Swachh Bharat is about keeping the country a little less gross. These are key players in the India Government Schemes lineup.
Government Schemes for Women: Empowering the Ladies
Programs such as education-wise, all-nish campaign and mid-day meal mean more children in the school, and less children working in the fields or, worse, nowhere. And if you don’t have a bank account? You have got Jan Dhan Yojana – now you can really get your money straight from the government instead of some sketchy middlemen.
Women and girls? Government Schemes for Women like Beti Bachao Beti Padhao and Ujjwala Yojana try to keep them safer, healthier, and, well, breathing a little easier (literally—Ujjwala gives people clean cooking fuel).
Numbers That Tell the Story
Numbers? Oh, there are numbers:
- Over 50 crore (that’s 500 million, in case you hate maths) bank accounts opened under Jan Dhan Yojana. Wild.
- DBT (Direct Benefit Transfer) makes it harder for the money to “vanish” somewhere along the way.
- 3+ crore (30 million) houses built under PMAY.
- Ujjwala Yojana’s given clean fuel to over 9 crore homes—bye-bye, smoky kitchens.
- Ayushman Bharat has helped 5 crore families with hospital bills—no small feat.
- MGNREGA? Millions of jobs, every single year.
- Startup India and Skill India? Trying to turn more people into entrepreneurs.
- PM-KISAN? Hooked up over 12 crore farmers with cash, straight up.
- Mid-Day Meal and RTE? Way more kids showing up to class than before.
New Government Schemes: What’s Fresh in 2025
Some of the new (and, let’s be real, sometimes headline-grabbing) government schemes in the Government Schemes List 2025:
- PM Dhan Dhaanya Krishi Yojana—launched in Budget 2025, targeting 100 districts where farming is kinda meh. Focused on crops, water, storage, you name it.
- Rural Prosperity & Resilience Programme—announced in Feb 2025, it’s all about rural jobs, new businesses, tech, skill upgrades. Sounds fancy, let’s see what sticks.
- Mission for Aatmanirbharta in Pulses—2025 to 2031—making sure India can grow enough dal (tur, urad, masoor) without importing, using better seeds and government buying guarantees.
- First time Women/SC/ST Entrepreneurs—brand new in 2025, up to ₹2 crore loans and hands-on help for 5 lakh new business owners, a standout in Government Schemes for Women.
- Saksham Anganwadi & Poshan 2.0—feeding and caring for 8 crore kids, 1 crore moms, 20 lakh teen girls, focusing on the places that need it most.
- Bharatiya Bhasha Pustak Scheme—digital books in Indian languages, finally not just English and Hindi everywhere.
- Social Security for Gig Workers—basically, insurance and benefits for the folks delivering your food or driving your cab.
- SWAMIH Fund 2.0—₹15,000 crore to finish 1 lakh low/mid income homes.
- Atal Tinkering Labs Expansion—50,000 new school labs by 2030-ish. Not bad.
- Jal Jeevan Mission Extended—all rural homes with tap water by 2028. Fingers crossed.
- PM SVANidhi Scheme—bigger loans, credit cards, upskilling for street vendors.
- Revised MSME Schemes—higher investment limits, better credit guarantees, more micro-business support.
- Fund of Funds for Startups—₹10,000 crore in the pot for new businesses.
- PM Gati Shakti & UDAN—more roads, better airports, geospatial tech…maybe less travel nightmares?
- PM Research Fellowship—10,000 more fellowships for IIT/IISc students.
More New Stuff in 2025
Other 2025 stuff flying around in the List of Government Schemes 2025:
- Green India Digital Mission (AI and forests, the future is now)
- Vishwakarma 2.0, PM Surakshit Mahila Yojana, National Digital Nagrik Mission, and a bunch of “green” and “digital” things that sound cool
- Unified Pension Scheme—launched August 2024, covers ~23 lakh govt. employees
- Subhadra Yojana (Odisha)—₹50,000 per woman over five years, 1 crore women benefit. Odisha not playing around. This is part of the State Government Schemes List, with more details in resources like Maharashtra Government Schemes List 2024 or Karnataka Government Schemes List 2024.
- PMAY-U Mission 2.0 (UP Specific): ₹12,031 crore for urban housing in Uttar Pradesh under PMAY‑U from Sept 2024
- Namo Drone Didi Scheme: Launched November 2023 (operational into 2024). Women-operated agricultural drones via SHGs, training and entrepreneurship initiative
- Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY) – free COVID-era foodgrains to ~81 crore people since March 2020; extended till 2023-24
- Agneepath Scheme – launched June 2022 (military recruitment and training reform)
Government Schemes UPSC: The Catch
Despite their potential, there are drawbacks:
- Funds often don’t reach the intended beneficiaries due to middlemen or poor tracking.
- Infrastructure, manpower, and technological limitations slow down execution.
- Some schemes overlap in purpose, leading to administrative inefficiencies.
- Many eligible people are unaware of available schemes or how to apply.
- Some schemes are driven by vote-bank politics rather than real need.
- Schemes often lack sustainability or exit strategies after initial phases.
These hiccups are key for Government Schemes UPSC prep, so make sure you know these for exams.
A Quick Look at the Big Schemes
Check out this table for a snapshot of the major schemes—when they kicked off, who’s running them, and what they’re trying to do.
Scheme Name |
Launch Year |
Ministry |
What It’s About |
| Pradhan Mantri Kaushal Vikas Yojana (PMKVY) | 2015 | Skill Development and Entrepreneurship | Trains young folks in skills to land jobs—aimed at 40 crore people by 2022, with 1.48 crore done so far. |
| Atal Pension Yojana (APY) | 2015 | Finance | Sets up pensions for folks like maids or delivery workers so they’re not broke after retiring. |
| Pradhan Mantri Awas Yojana (PMAY) | 2015 | Housing and Urban Affairs | Builds affordable homes for city and village poor—over 4 crore houses up already. |
| Pradhan Mantri Suraksha Bima Yojana (PMSBY) | 2015 | Finance | Cheap accident insurance: ₹12 a year gets you ₹2 lakh if the worst happens. |
| Pradhan Mantri Jan Dhan Yojana (PMJDY) | 2014 | Finance | Zero-balance bank accounts for all—50 crore opened so far. |
| Ayushman Bharat Yojana | 2018 | Health and Family Welfare | Health insurance up to ₹5 lakh per family for big medical bills, helping 10 crore families. |
| Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) | 2014 | Rural Development | Job training for rural kids, especially from poor or SC/ST families. |
| Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) | 2015 | Finance | Life insurance for ₹2 lakh, super cheap for folks aged 18-50. |
| Rashtriya Krishi Vikas Yojana (RKVY) | 2007 | Agriculture | Helps states grow more crops based on what works locally. |
| Antyodaya Anna Yojana (AAY) | 2000 | Consumer Affairs, Food and Public Distribution | Dirt-cheap food for the poorest 1 crore families. |
| Pradhan Mantri Matritva Vandana Yojana (PMMVY) | 2010 | Women and Child Development | ₹4,000 for pregnant moms to help with health costs for their first two kids. |
| Pradhan Mantri Adarsh Gram Yojana (SAGY) | 2014 | Rural Development | MPs adopt villages to spruce them up with better roads and schools. |
| Beti Bachao Beti Padhao (BBBP) | 2014 | Women and Child Development | Cash to keep girls in school and safe, fighting old-school gender nonsense. |
| Digital India | 2015 | Electronics and Information Technology | High-speed internet and online services for everyone—think DigiLocker. |
| Pradhan Mantri Mudra Yojana (PMMY) | 2015 | Finance | Loans without hassle for small businesses to get off the ground. |
| Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) | 2018 | Agriculture and Farmers Welfare | ₹6,000 a year for farmers to keep things growing. |
| Atmanirbhar Bharat Abhiyan | 2020 | Multiple Ministries | Cash boost for businesses, farmers, and healthcare after COVID hit hard. |
| Credit Guarantee Scheme for Startups (CGSS) | – | Commerce and Industry | Easy loans for startups to spark new ideas. |
| Delhi Mukhyamantri Swavlamban Rozgar Yojana | – | Government of Delhi | Helps Delhi folks start their own gigs with some financial backup. |
| Pradhan Mantri Garib Kalyan Yojana (PMGKY) | 2020 | Finance | Free food grains for 81 crore people during COVID—still going strong into 2023-24. |
| National Social Assistance Programme (NSAP) | 1995 | Rural Development | Pensions and help for elderly, widows, and disabled from poor families. |
| Pradhan Mantri Gram Sadak Yojana (PMGSY) | 2000 | Rural Development | Roads to connect far-off villages, no matter the weather. |
| PM SHRI Scheme | 2022 | Education | Fixes up 14,500 schools to make them top-notch learning spots. |
| Pradhan Mantri Ujjwala Yojana (PMUY) | 2016 | Petroleum and Natural Gas | Clean gas for 9 crore+ rural homes—no more smoky wood fires. |
| Pradhan Mantri Fasal Bima Yojana (PMFBY) | 2016 | Agriculture | Crop insurance so farmers don’t lose it all if rains fail. |
| Pradhan Mantri Krishi Sinchai Yojana (PMKSY) | 2015 | Agriculture | Better irrigation for farms, reaching 45% of farmland. |
| Jammu Suraksha Yojana | – | Government of Jammu & Kashmir | Insurance and security perks for Jammu & Kashmir folks. |
| Atal Bhujal Yojana | 2019 | Jal Shakti | Helps locals manage groundwater smarter. |
| PM SVANidhi | 2020 | Housing and Urban Affairs | ₹10,000 loans for street vendors, with a little interest help. |
| PM Surya Ghar Muft Bijli Yojana | 2024 | New and Renewable Energy | Free solar panels for homes—save on bills and go green. |
| Skill India Mission | 2015 | Skill Development and Entrepreneurship | Trains kids for jobs across all kinds of industries. |
| Sukanya Samriddhi Yojana | 2015 | Finance | Savings with good interest for girls’ school and wedding costs. |
| Kisan Credit Card (KCC) | 1998 | Agriculture | Cheap loans for farmers to keep the fields going. |
| Comprehensive Internship Opportunities Scheme | 2025 | Labour and Employment | Internships for grads to get real-world know-how. |
| E-Kisan Upaj Nidhi | 2025 | Agriculture | Digital tools for farmers to store and sell their crops. |
| Mahila Samman Savings Certificate | 2023 | Finance | Savings deal for women to build their own cash stash. |
| NPS Vatsalya | 2024 | Finance | Pensions for kids to set them up for the long haul. |
Schemes for Women: Empowering the Ladies
These are all about giving women a leg up and the support they deserve.
Scheme Name |
Launch Year |
Ministry |
What It’s About |
| Beti Bachao Beti Padhao | 2014 | Women and Child Development | Cash to get girls into school and keep them safe from bias. |
| Pradhan Mantri Matritva Vandana Yojana | 2010 | Women and Child Development | ₹4,000 for pregnant moms to cover health stuff for their first two kids. |
| Pradhan Mantri Ujjwala Yojana | 2016 | Petroleum and Natural Gas | Clean gas for 9 crore+ rural women—no more choking on wood smoke. |
| Mahila Samman Savings Certificate | 2023 | Finance | Savings plan to help women build their own financial safety net. |
Fresh Picks: New Schemes from 2025
Here are some of the latest schemes worth keeping an eye on.
Scheme Name |
Launch Year |
Ministry |
What It’s About |
| PM Surya Ghar Muft Bijli Yojana | 2024 | New and Renewable Energy | Free solar panels for homes to cut bills and help the planet. |
| Comprehensive Internship Opportunities Scheme | 2025 | Labour and Employment | Internships for grads to get a taste of the working world. |
| E-Kisan Upaj Nidhi | 2025 | Agriculture | Digital help for farmers to store and sell their harvest. |
| NPS Vatsalsa | 2024 | Finance | Pensions for kids to lock in their future cash flow. |
Finding More Info
Government schemes are made to help people live better lives. They support poor families, farmers, students, and workers by giving them the help they need. These programs play a big role in building a strong and developed country. Want to dig deeper? Check out MyScheme.Gov.In Login or MyScheme.Gov.In Hindi for all the details on these Central Government Schemes and more.
FAQ’s of Government Schemes In India
What are government schemes?
Government schemes are welfare, development, and public service programs launched by Central and state governments to support citizens across education, health, agriculture, housing, and empowerment. You can browse a comprehensive Government Schemes List or download official Government Schemes PDF bundles from platforms like myScheme.gov.in, which centralizes Central Government Schemes List and All State Government Schemes PDF for easy access.
What is the ₹500 daily government scheme?
There’s no official ₹500/day financial scheme in the PM All Schemes List or state-level listings on myScheme.gov.in. However, existing social assistance programs like the Indira Gandhi National Old Age Pension Scheme provide ₹300–₹500 monthly for senior citizens below poverty line, listed in Central Government Schemes List PDF Wikipedia.
What is the ₹15,000 government scheme?
The Kanya Sumangala Yojana in Uttar Pradesh provides up to ₹15,000 per girl child for education and marriage support. This is part of the State Government Schemes List for UP and appears in compilations like All State Government Schemes PDF and Government Schemes.
What is the Modi ₹6,000 rupees scheme?
There is no centrally recognized ₹6,000 scheme in the PM All Schemes List. However, some conditional benefits provide instalments—such as maternity support or education grants—but none officially offer ₹6,000 lump-sum payouts per person as per Government Schemes in India listings.
How to get ₹3,000 urgently?
If you’re a registered laborer in Uttar Pradesh, the Chikitsa Suvidha Yojana offers up to ₹3,000 per year for medical assistance, listed under the UP State Government Schemes List PDF. Visit the official site or local labour office to check eligibility and apply Scribd.
What is the ₹3 lakh government scheme?
Several MSME or employment schemes like PMEGP provide collateral‑free loans up to ₹3 lakhs or more under Central Government Schemes for entrepreneurship, listed in the Government Schemes UPSC preparation materials and PM All Schemes List PDF Wikipedia.
How to apply for a ₹2,000 government scheme?
Some education‑related state programs or girl‑child support schemes give annual benefit amounts around ₹2,000. For instance, Uttar Pradesh’s Kanya Sumangala Yojana grants ₹2,000 at admission to class 1 and similar milestones. These are documented in the State Government Schemes List and available in All State Government Schemes PDF myScheme.gov.in.
What is the scheme of PM Modi?
Prime Minister Modi launched multiple flagship schemes like PMAY‑G (housing), PMGSY (rural roads), PM Matsya Sampada Yojana and PMEGP. These are part of the official PM All Schemes List and central listings accessible via myScheme.gov.in or Government Schemes PDF documents myScheme+4Wikipedia+4Wikipedia+4.
What is the SBI PM scheme?
SBI offers PM Mudra Yojana (PMMY) loans to micro‑entrepreneurs, under the broader Pradhan Mantri Employment Generation Programme (PMEGP). It appears under Central Government Schemes List and is commonly included in Government Schemes In India materials WikipediamyScheme.
What is PM Shakti Yojana?
As of now, PM Shakti Yojana isn’t listed in official Government Schemes List or PM All Schemes List PDF. It may refer to informal or state-level women empowerment efforts not yet in central listings.
What is the ₹20 PM scheme?
There is no official “₹20 PM scheme” in the central Government Schemes PDF. Small assistance payments exist, but no scheme offers ₹20 fixed payout per beneficiary.
What is PM Namaste Yojana?
There is no government scheme officially titled PM Namaste Yojana in the Central Government Schemes List. It may be informal or local—not found in official Government Schemes List 2025.
What is the PM ₹2 lakh scheme?
Schemes like PMEGP or startup support allow credit up to ₹2 lakh or more. These are listed within Central Government Schemes UPSC resources and in the PM All Schemes List PDF WikipediamyScheme.
Who is eligible for PM Yojana?
Eligibility criteria vary by scheme—for example, PMAY‑G targets rural BPL families, PMGSY covers unconnected villages, while PMEGP supports unemployed youth. You can check eligibility via myScheme.gov.in or download Government Schemes PDF for each scheme state-wise myScheme.
What are RBI schemes?
RBI schemes typically refer to regulations or supervised financial inclusion & targeted lending schemes (like priority sector loans, Kisan Credit Card), not welfare payouts. These schemes fall under banking programs linked with Government Schemes List but not in grants per se.
What is the e‑Shram scheme?
The e‑Shram portal supports unorganized workers with an ID card to receive social security benefits. While benefits vary by state, the scheme is listed under Central Government Schemes In India. Check eligibility and apply via the official portal or state labor departments.
What is the scheme of Modi for girls?
National efforts include Beti Bachao Beti Padhao, state schemes like Kanya Sumangala Yojana, and maternity support programs. These are included in Government Schemes For Women, Government Schemes List PDF and relevant State Government Schemes List documents myScheme.gov.in.
How to get free money from government scheme?
No legitimate scheme gives “free money” without eligibility criteria. Official schemes listed in Government Schemes List or All State Government Schemes PDF require eligible documentation and application through platforms like myScheme.gov.in.
How to get ₹3,000 from an e‑Shram card?
The e‑Shram scheme isn’t linked to a fixed ₹3,000 payout. However, related state labor welfare schemes (like Chikitsa Suvidha Yojana in UP) may credit ₹3,000 for medical support, accessible to recognized laborers with documentation myScheme.gov.in.
What is the unemployed ₹3,000 scheme?
There is no national ₹3,000 unemployment allowance in PM All Schemes List. Only certain states provide insurance or aid to unemployed individuals via labor or social welfare programs not centrally listed.
What is the Modi free money scheme?
Schemes by PM Modi are primarily targeted at social welfare, housing, health, and credit—not unconditional cash. Any claim of “free money” is misleading unless linked to documented schemes like PMAY-G or PMEGP.
What is the ₹3 lakh Government scheme?
Covered above: PMEGP and microcredit schemes allow up to ₹3 lakh support for small entrepreneurs. These appear in Government Schemes PDF and Central Government Schemes List Govt Schemes India.
What is the free ₹1,500 rupees scheme?
There’s no uniform ₹1,500 direct scheme nationwide. Some benefits like girl child registrations or senior pension increments may result in annual amounts—but not a specific ₹1,500 benefit across the board.
What is the Pradhan Mantri ₹2,500 rupees scheme?
No official ₹2,500 fixed payout scheme is listed under PM All Schemes List PDF. Some girl-child or maternal benefits give partial instalments (₹2,000–₹3,000) but not standardized ₹2,500.
What is the new PM scheme 2025?
Major 2025 initiatives include rollout of Awaas+ survey for PMAY-G, expanded PM Matsya Sampada Yojana and new welfare pilots. Details are updated in Schemes Launched By Modi Government From 2014 to 2025 and accessible as Government Schemes List 2025 on official PDFs Wikipedia.
What is the PM ₹3,000 scheme?
There’s no official uniform ₹3,000 scheme in the Central Government Schemes List. Some states give ₹3,000 via labor welfare or maternity support—best to check Government Schemes PDF or myScheme.gov.in for state-specific details.
